So many flexible options to get a Volkswagen in
brantford volkswagen ownership options
Maybe you’re the type who loves your Volkswagen and wants to hold on to it for more than just 3-4 years. Or perhaps you just like shouting from the rooftops "Mine, all mine!". Whatever it is, if the prospect of buying a Volkswagen tickles your fancy, we can help make it happen.
When you finance a Volkswagen, you make equal monthly payments for the length of the loan. At any time, with no penalty*, you can also pay the loan balance in full, if you wish. As soon as you pay that off, the vehicle is all yours. That’s right. No kilometre restrictions. No charges for excess wear and tear! Just you & your Volkswagen and the open road.
New current model year & demo vehicles: Special monthly program rates available on 2yr, 3yr, 4yr, 5yr, 6yr, 7yr & 8yr finance terms (oac) These special rates change every month & the what the upcoming month holds is a mystery, even to us!
Pre-Owned Certified "Assured & Assured Premium" Vehicles: Special program rates available on 2yr, 3yr, 4yr, 5yr, 6yr & 7yr finance terms (oac) These special rates also change every month & the what the upcoming month holds is a mystery, even to us!
Pre-Owned vehicles: Even if they do not qualify for the special "Assured" Program rates they can also be financed at lower than regular bank loan rates, through our business office. We deal with many dealer finance centres, & always work to find you the lowest rates possible, often starting as low as 4.9% (oac) Ask for details HERE
Concerned about your credit? We have many options available, & have had great success assisting people with credit challenges achieve ownership of their dream cars! For more information, contact our credit specialists HERE
VW Select Financing
(Now, this is different!!!)
Think of it as, having a down payment to achieve lower monthly payments, BUT, that amount isn't due to be paid until the end of your finance term! (yes really!) Since the end-amount is flexible you have the ability to choose what works best for you! (for example, on a new car, between a minimum of $3000, & a maximum of 30% of MSRP on a 5 year loan) Plus, no funny business since this end-amount is determined at the beginning & will not change throughout the finance term or have taxes added to it at the end! When the end of your finance term comes, you still have more choices, since you can choose to pay out that end-amount to keep your VW, OR you can change up to a newer VW using your car as a trade-in & any funds left over from your trade-in value, after subtracting that end-value is all yours to put down on your newer VW!
-Lower monthly payments (than a traditional finance with little or no down payment)
-Can be paid out in full at any time during term, with no penalty.*
-A range of VW Select terms & flexible end value.
-Several options at the end of your contract.
-No excess wear and tear charges (as with a lease)
-No kilometre limits (as with a lease)
New current model year & demo vehicles: special "Select" program rates available on 2yr, 3yr, 4yr & 5yr finance terms (oac) These special rates also change every month & the what the upcoming month holds is a mystery, even to us!
Pre-Owned Certified "Assured & Assured Premium" vehicles: (certain model years only) special "Select" program rates available on 2yr, 3yr, 4yr & 5yr finance terms (oac) These special rates also change every month & the what the upcoming month holds is a mystery, even to us!
(with us, there's no need to fear it!)
I'm sure you will agree that "knowing where you stand" is important to making decisions! VW Credit offers a very "Black & White" approach to leasing, helping to eliminate that dreaded "gray" area when you are ready to turn in your leased car at the end. Introducing, END OF LEASE TERM GUIDE & WEAR & TEAR TOOL (When you read them you may be surprised how reasonable they actually are!!!) Plus, VW Credit will cover the cost of sending an inspector to you, at your location of choice, towards the end of your lease to evaluate the condition of your VW, with you present to help avoid any unpleasant lease-end surprises!!! (Now that's "black & white!)
Now, Leasing is NOT for everyone, & if you know someone who had a bad experience leasing, "lack of" or "mis" information is often the reason!
Leasing has many amazing advantages especially for those who like to have a new car every 3-4 years, drive average km's per year, like to have lower monthly payments, & always know they have full warranty for their payment terms. You may be surprised to find out it actually will work for you!
For the "benefits" of Leasing & our "Understanding Leasing" in easy terms, click HERE
(At Brantford VW we actually want our customers to be well informed; we created a whole website section on understanding leasing)
VW Credit Lease Benefits:
-No charge GAP insurance~
-Fully transferable for a reasonable administration fee
-No penalty for early Lease contract termination***
-No penalty if you choose to buy out your car early & keep it**
-No surprise approach to lease end process
New current model year & demo vehicles: special program lease rates available on 2yr, 3yr, 4yr terms, standard lease rates available for 60 month lease terms (oac)+ These special rates also change every month & the what the upcoming month holds is a mystery, even to us!
"Certified Pre-owned" Vehicles: standard lease program rates available (on specific model years) for 2yr, 3yr & 4yr term (certain restrictions apply, ask for details) (oac)+ These special rates also change every month & the what the upcoming month holds is a mystery, even to us!
+ A security deposit, down payment, first monthly payment and other applicable fees are due at lease inception.
Don't forget, you can still apply all of these fabulous programs below.......
* VW Credit does not charge a penalty for a finance contract or a "select" finance contract if you choose to pay it out in full early.
**VW Credit does not charge a penalty if you decide you wish to terminate your lease contract early in full in order to own your vehicle.
***VW Credit does not charge a penalty if you choose to terminate your lease contract early and return your vehicle, however, you will be responsible to pay any difference between, remaining payments plus lease end value (residual value) and the current market value of your specific vehicle, at the time of termination.
~Gap insurance protects the Lessee (you) from out of pocket expense in the event the leased vehicle is deemed a "write off" after an accident where the value of the vehicle (at the time of the accident) as per the insurance companies evaluation, is less than the remaining amount owing on the total lease contract.